The Law Offices of David Lozano a Certified Bankruptcy Attorney

Having the right Bankruptcy Attorney can help...

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  Bankruptcy Basics: Everything You Should Know About Bankruptcy

  A complete Video Library dedicated to answering the toughest bankruptcy questions. “Bankruptcy Basics: Everything You Should now About Bankruptcy.” Bankruptcy can be confusing at times and getting straight answers can be even tougher. As a Board Certified Bankruptcy Attorney, David Lozano know’s this. Here at The Law Offices of David Lozano we take extra care to make sure that you have the answers you need!  ...

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  Are you facing foreclosure?

  Are you facing foreclosure? It can be terrifying to get sued during a foreclosure. People can feel absolutely helpless when they’ve been sued for something that they know they owe money for. We get it. Don’t just ignore the problem and do nothing! There is something you can do! It is a mistake to ignore your mail because you’re afraid there is nothing you can do. You...

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  Eliminate Credit Card Debt

  Chapter 7 Bankruptcy Can Eliminate Credit Card Debt Dealing with credit card debt is often one of the most vexing problems facing consumers today. If you find yourself in the situation of ever-increasing debt and are unable to make minimum monthly payments, late charges and are facing ridiculous interest rates on credit card debt, you should consider personal bankruptcy options. Either Chapter 7 Personal Bankruptcy...

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  Job Loss Help? Unemployment?

  Job Loss Help Coping with Job Loss Coping with job loss is one of the most difficult things a person can face. And, nowadays, it seems like more and more people are forced to make tough choices because of lay-offs. Losing a job puts the same pressures on anyone. Regardless of how much you made, your savings or preparations taken, lay-offs can be devastating. First...

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  Bankruptcy and Medical Bills

  Bankruptcy and Medical Bills Filing for bankruptcy due to overwhelming medical bills happens quite often. In fact, medical bills are one on the primary reasons that people file bankruptcy. If you or a loved one have ever been hospitalized or suffered from a long term illness, you probably are aware of the high costs of healthcare. If you don’t have medical insurance or are underinsured,...

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  Help With Past Due Taxes

  Help With Past Due Taxes Taxes and Bankruptcy: The Nuts and Bolts You’re worried about not paying some money that you owe the IRS! Well! Why shouldn’t you be worried? Back taxes owed is nothing to ignore! What’s that you say? You don’t have the money and you can’t raise it! If you owe State, Federal, or local taxes and you are also behind in...

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  Help with Loan Modification Problems

  Help with Loan Modification Problems Let me guess. You can’t get a hold of anyone from the mortgage company to talk to… You can’t get a hold of the same person you spoke with… They lost your documents … They want you to resend your documents… They have agreed to lower your payments for a “trial period” of three months… Three months pass and no...

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  We Can Help With Lawsuits and Judgments

  We Can Help With Lawsuits and Judgments Stop ignoring lawsuits! Call for a free consultation today. Help with Lawsuits It can be terrifying to get sued. People can feel absolutely helpless when they’ve been sued for something that they know they owe money for. We get it. Don’t just ignore the problem and do nothing! There is something you can do!   It is a...

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  Avoiding Loss of Wages to Creditors

  Yes You Can Stop Loss of Wages to Creditors! If you depend on your regular salary or wages to meet crucial ongoing expenses like mortgage payments, rent, grocery bills and more, and if you have unpaid credit card debts or other debts that you cannot catch up with, you may be in danger of wage garnishment. At the Law Offices of David Lozano, our experienced California bankruptcy...

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  Corporate Bankruptcy Attorneys and Lawyers

  Corporate bankruptcy is a legal process whereby the business entity declares that it is unable to meet its obligations, and is seeking protection from legal action by its creditors. In the US, there are two options for businesses under the bankruptcy act; chapter 7 and chapter 11. Any business, from a sole proprietorship to a corporation, can file under either of these two chapters. Corporate...

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  Chapter 13 Bankruptcy

  Chapter 13 is a reorganization bankruptcy Chapter 13 Bankruptcy is a “reorganization” bankruptcy. Although it can be used in a variety of different ways to solve your debt problems, it is primarily used when someone has fallen behind with their mortgage payments and they are trying to “catch up”and become current again. For example, a homeowner’s regular monthly mortgage payment is $2,000 a month. They...

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  Chapter 7 Bankruptcy

  Chapter 7 is the classic bankruptcy. When people talk about wiping out their debts, they are speaking about Chapter 7. Chapter 7 wipes out all types of consumer and business debts, such as credit card and medical debts, judgments from lawsuits and remaining balances from repossessions and foreclosures, landlord/tenant contracts, commercial leases and debts from all types of various financial obligations. It wipes out everything....

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