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Do you know the truth about debt settlement agencies?

You see advertisements for debt settlement agencies all the time. With a debt settlement plan, if you agree to pay your debt through them, the agency will try to negotiate with your creditors for a lower payment. As you may be able to tell, there are a few flaws in their claim (at least for you!).

Debt settlement agencies do not guarantee their client that they can, in fact, lower the amount of debt you owe, nor do they take into account interest fees or late charges. In the end, you could very well owe more that you did originally while the debt settlement agency cashes in!

The idea of filing bankruptcy is oftentimes seen as having a negative connotation, but I’m here to tell you the rumors you hear about the perils of bankruptcy are false! Bankruptcy claims like Chapter 7 and Chapter 13 are designed to help those who have incurred debt get a fresh start! There is no “trying” to settle your debt and no interest fees or late charges either!

The process of helping people file bankruptcy is one I’ve gone through thousands of times. After a free debt consultation, clients leave my office feeling gratified in their decision and reassured about settling their debt. If you’re going through a difficult time because of debt, contact me. I’ll be happy to take your call!

David Lozano, Attorney at Law
Contact me today for a free consultation
800-974-5680/Se habla español

The Law Offices Of David Lozano - Bankruptcy Attorneys - Bankruptcy Lawyers.
Las Oficinas Legales de David Lozano - Abogados - Abogado de Bancarrota At Law - Hablamos español

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